As we approach retirement or begin it, many of us ask ourselves, did we save enough? Maybe under normal circumstances we might have but what if you live a long time, or run into health issues, or have a family emergency? Then what. What else can you do at that point?

We invest so much money in our home and then we are afraid to use that equity if and when we need it. It is time to stop being afraid to use your home as part of your retirement strategy. It offers you one of the best options to ensure a better retirement future with minimal downside to you or your heirs.

No need to draw down your savings completely due to higher-than-expected inflation or a poor performing stock market, nor do you need to face the decision to cancel the insurance policy because you can no longer afford the monthly premiums. Worried about whether you need to pay for long term health care? You don’t need to be. You have the resources to take care of all those issues and much more.

I wrote this book so you can see the relationship using a reverse mortgage can have working with your other retirement assets. Your home equity is another financial instrument like any other asset you own, and if you treat it like that, it can offer incredible rewards for you to help improve your retirement and estate planning.

I discuss how you can integrate the loan with your existing retirement portfolio. Not just treating it like a stand-alone option, because collaborating it with all your other assets yields better results.

The more options you give yourself, the more likely you will be able to enjoy the kind of retirement lifestyle you worked your whole life for.